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Chase Home Financial Complaint - chase appraisals - refinancing
Chase Home Financial Complaint

Chase Home Financial Complaint

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chase appraisals - refinancing


I mortgaged my home August 2008 with chase for 100,000 at 7% interest, and a chase appraisal of 125000, loan #1065570426. I made $30,000 in improvements. Dec 2008 I was in the process of refinancing loan#59912838 at a 4.75% rate. Chas'appraisal company gave me a low appraisal of $110000,and chase denied the loan. When I spoke to the mtg rep. explaining the appraisor used homes out of the area, less sq.ftg, no improvements, less property, he said we can fight the company with a higher appraisal. With 21 yrs of real estate knowledge I did my own honest appraisal of $139,000 and sent a copy to chase & the appraisal company. The appraisal company came back with an amt. close to mine, still using smaller and unimproved homes. However;I received the notification after the time limit expired and was never re-imbursed for expenses.Now when I make mtg pymnts at the chase bank, THE REP'S approach me to refinance. Today I went into Chas's appraisal website and I see the exact same homes used again and my home appraised at 98000. Also, a home on their map only 2 parcel lots from mine with no improvements and interior neglect, appraised for 128,000. FOR 2 YEARS NO IMPROVEMENTS HAVE BEEN MADE IN CHASE APPRAISAL WEBSITE. Did the stimulis package help chase so they can deny mtg. loans and give a deaf ear to complaints at their convenience, while they take over other banks? Now, when I make my mtg pymnts at chase bank, the reps are asking me to apply for refinancing.


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